For Australian families

When someone dies, their family spends months looking for things.

The Handover Folder is a document you fill in once. Nine sections covering which banks, which super fund, whether there was insurance, who to call and where the will is kept — so the people sorting out your affairs aren’t searching for any of it.

A will decides who gets what. It never says where anything is. That’s the part that takes the months, and it’s the part this writes down.

One of the questions

Australians have $18.9 billion in superannuation their funds can no longer match to them. Most of it is lost the same way — nobody wrote down where it was.

Does your superannuation include life insurance?

A page from the folder

How it works
  1. 01

    Answer, or print

    Fill it in online one question at a time, or print the blank folder and write it out by hand.

  2. 02

    It builds the folder

    Your answers become a document your family can follow — including what to do in the first two weeks.

  3. 03

    Put it somewhere findable

    And tell one person it exists. That last step is what makes all of it work.

What’s inside

Nine sections, one question at a time

Never “list your assets”. Every question asks about something that actually happened to you — a job in hospitality, a mortgage, an account opened for a bonus rate — because that is how people remember.

  1. 01

    About you

    The documents that prove who you are — and where they are

  2. 02

    Your people

    Who to call, in what order, and who must be told personally

  3. 03

    Everyday money

    Which banks, and the payments that must keep running

  4. 04

    Super & life insurance

    Including the cover most people forget they have

  5. 05

    Insurance & protection

    And what refunds money when it’s cancelled promptly

  6. 06

    Investments & property

    Shares, titles, and the things people forget they own

  7. 07

    Debts & obligations

    Including the guarantees that blindside families

  8. 08

    Your digital life

    Email, phones, photos, and every subscription

  9. 09

    Your wishes

    Where the real documents are, and what you’d want

What makes it different

It doesn’t just hold your answers. It tells them what to do.

Every other folder of this kind is a blank workbook. You fill it in, and your family is left holding a very tidy list of facts they still have to work out how to use.

This one reads what you’ve written and builds a chapter called “What to do in the first two weeks”. Tick that you bank with NAB and hold super with Hostplus, and your family gets the deceased-estates process for both — who to contact, what to say, and what they’ll ask you to produce.

The map, not the keys

We never ask for a password

This folder records where your family can find things. “Top drawer of the desk, blue folder” is the right kind of answer.

Passwords, PINs, tax file numbers, card numbers, Medicare numbers and crypto seed phrases are refused on entry — not discouraged, refused. A folder full of credentials is a liability sitting in a drawer, and that is the opposite of what this is for.

We do hold your answers while you’re working. A blank printable can promise it never sees anything; it also can’t tell your family which fund to ring. Ours are held encrypted in Sydney, never sold or shared, and deleted six months after your last update by a job that runs nightly whether you ask or not.

Why this matters
Questions
Isn’t this just a will?
No, and it doesn’t replace one. A will says who gets what. This says where everything is, who to ring, and what happens in the first two weeks — the part a will never covers and executors struggle with most.
Am I handing over my passwords?
Never. The folder records where things are found, not what they are. It rejects passwords, PINs, tax file numbers, card numbers and seed phrases if you try to enter them.
What happens to my answers?
They’re deleted six months after your last update, automatically. Not on request — on a schedule that runs whether you ask or not.

Start with one question

Free to fill in, and your answers save as you go. You only pay when you want the folder built.

9 sections · about 40 minutes · answer as much or as little as you like

A$49 once, and only when you’re ready. 30-day refund, no questions asked.